Updated on May 01, 2025
You may link an external, U.S.-issued bank account (an “Eligible Bank Account”) to your PayAiro App. PayAiro reserves the right to limit which banks or what types of accounts constitute an Eligible Bank Account. If you choose to link your Eligible Bank Account by providing the username and password you use to access your bank information online, you acknowledge (i) your personal and financial information is being provided to Plaid Inc.;(ii) that your personal and financial information will be collected, processed, transferred, or stored in accordance with Plaid Inc.’s Privacy Policy; and (iii) that you acknowledge and agree to Plaid Inc.’s Privacy Policy.
Please Note: PayAiro Inc. does not take responsibility for the content, products, services or privacy policies of third-party services, including those referenced above. We encourage you to carefully review the privacy policies of any third-party services you access.
This Privacy Policy describes PayAiro, Inc.’s (“we”, “our” or “us”) policies and procedures regarding our collection, use and disclosure of your information in connection with your access and use of our PayAiro mobile application (the “App”) and at PayAiro.com (the “Site”), and the other services, features, products, content or applications offered by PayAiro (together with the Site and the App, the “Services”). As used in this Privacy Policy, “Personal Data” means any information that can be used to individually identify a person or meets an applicable legal definition of “personal data,” “personal information,” or any similar term. All defined terms not defined herein shall have the meaning ascribed to them in the PayAiro Terms of Service, of which this Privacy Policy is a part.
We urge you to read this Privacy Policy in full, but wanted to mention a few things upfront:
This Privacy Policy covers our treatment of Personal Data that we collect about you (a) from you directly, when you register for and use your Account on the Services; (b) from your web browser and/or device, as you interact with the Services generally; and (c) from third party websites and services, including our business partners and service providers.
The Services are hosted and operated in the United States and elsewhere throughout the world through us and certain of our service providers. By using the Services, you acknowledge that any Personal Data you provide to us will be hosted on servers in the United States and servers in other countries.
If you have any questions about this Privacy Policy, about our collection and use of your Personal Data, or whether any of the following applies to you, please contact us directly at support@payairo.com , or at PayAiro Inc. 880 West Euless Blvd, Apt 3402, Euless, TX 76040, United States.
As noted in our Terms of Service, we do not knowingly collect or solicit Personal Data from anyone under the age of 18. If you are under the age of 18, you are not allowed to use the Services, so please do not access or use the Site or the App, or attempt to send us any Personal Data. If we confirm that we have collected Personal Data from an individual under the age of 18, we will delete that information as quickly as possible.
This Privacy Policy does not apply to the practices of third parties that we do not own or control, including, but not limited to, any third-party websites, services, products or applications (each a “Third-Party Service”) that you elect to access and may interact with during your use of the Services, or to individuals that we do not manage or employ. We take steps to only work with ThirdParty Services that share our respect for your privacy, although we cannot take responsibility for the content, products, services or privacy policies of those Third-Party Services. We encourage you to carefully review the privacy policies of any Third-Party Services you access.
PayAiro takes the protection of your personal data very seriously. To find out more, go to “How Do We Protect Your Personal Data?”This Privacy Policy covers PayAiro’s processing of Personal Data that PayAiro gathers when you are accessing and using the Services. As used in this Privacy Policy, “processing” generally covers actions that can be performed in connection with data such as collection, use, storage and disclosure
This Privacy Policy does not apply to the practices of third parties, and their sites, services or applications that PayAiro does not own or control, or to individuals that PayAiro does not employ or manage (“Third Parties”). While we attempt to provide access only to those Third Parties that share our respect for your privacy, we cannot take responsibility for the content, actions or data protection policies or practices of those Third Parties. We encourage you to carefully review the data protection policies and practices of any Third Parties you access, and to carefully consider what kind of Personal Data you choose to post or otherwise make available through the Services.
This Privacy Policy also covers PayAiro’s treatment of any Personal Data that PayAiro’s business partners and service providers share with PayAiro, or that PayAiro shares with its business partners and service providers, to the extent PayAiro is the legally responsible party for such Personal Data under applicable privacy laws.
We collect Personal Data about you when (i) you provide such information directly to us, (ii) when third parties such as our business partners or service providers provide us with Personal Data about you, or (iii) when Personal Data about you is automatically collected in connection with your use of our Services.
By providing Personal Data of others to PayAiro, you represent that you have authority to do so. We disclaim responsibility for the information of others that you provide to us in the course of your use of the Services.
We receive Personal Data directly from you when you provide us with such Personal Data, including
without
limitation the following:
Account information, including your:
Any personal Data required to complete Know Your Customer Background Checks and/or comply with the USA PATRIOT ACT, when opening and maintaining a PayAiro Account or when opening, using, and maintaining other accounts or services provided by PayAiro.
Some Personal Data is automatically collected when you use our Services, such as the following:
Our Services, including our website pages, our App, and emails may contain small transparent embedded images or objects known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count website page visitors, email readers, movement in the App, or to compile other similar statistics such as recording website content popularity or verifying system and server integrity.
For fraud protection purposes only, (1) we collect your Battery Usage, Device Identifier, Device Storage, MAC Address, and SIM information; (2) we also collect enough information to determine if you are trying to fake your current location by using a VPN, VPN apps with location spoofing, or other related tools.
We may obtain information about you from third parties, including:
Referees and other third parties whom you authorize to provide us with information, and
Third party data providers to assist us in verifying your identity.
Any information we obtain from third parties will be treated in accordance with this Privacy Policy. We
are
not responsible or liable for the accuracy of the information provided to us by third
parties and are not responsible for any third party’s policies or practices.
We may provide links to non-affiliated third-party sites, such as credit bureaus, service providers
or merchants. If you follow links to sites not affiliated with, or controlled by PayAiro, you
should review their privacy and security policies and other terms and conditions, as they may be
different from those of our Sites and Mobile Apps. PayAiro does not guarantee and is not responsible for
the
privacy or security of these sites, including the accuracy, completeness or reliability of their
information.
The Services use “Cookies” as defined herein to enable our servers to recognize your web browser and tell us how and when you visit and use our Site and Services in order to operate our Services. Cookies are small files – usually consisting of letters and numbers – placed on your computer, tablet, phone, or similar device when you use that device to visit our Site.
Cookies can either be “session Cookies” or “persistent Cookies.” Session Cookies are temporary Cookies that are stored on your device while you are visiting our Site or using our Services, whereas “persistent Cookies” are stored on your device for a period of time after you leave our Site or Services. The length of time a persistent Cookie stays on your device varies from Cookie to Cookie. We use persistent Cookies to keep a more accurate account of how often you visit our Services, how often you return, how your use of the Services may vary over time.
We use the following types of Cookies:
Essential Cookies. Essential Cookies are required for providing you with features or services that you have requested. For example, certain Cookies enable you to log into secure areas of our Site or Services, maintain your preferences over time and recognize you when you return to our Services. Disabling these Cookies may make certain features and services unavailable.
Analytics cookies. We use analytics cookies, including through third party tracking technology partners, such as Google Analytics, to help us to improve our website by collecting and reporting information on how you use it.
You can decide whether or not to accept Cookies. One way you can do this is through your internet browser’s settings. Most browsers have an option for turning off the Cookie feature, which will prevent your browser from accepting new Cookies, as well as (depending on the sophistication of your browser software) allow you to decide on acceptance of each new Cookie in a variety of ways. You can also delete all Cookies that are already on your computer. If you do this, however, you may have to manually adjust some preferences every time you visit a site and some Services and functionalities may not work. To opt out of tracking by Google Analytics, you can download and install a plug-in available here
To explore what Cookie settings are available to you, look in the “preferences” or “options” section of your browser’s menu.
We process Personal Data to operate, maintain and understand our Services. For example, we use Personal Data to:
We share limited Personal Data with vendors, third-party service providers, and agents who work on our behalf and provide us with services related to the purposes described in this Privacy Policy or our Terms of Service. We limit this based on the minimum information required for such vendors, third-party service providers, and agents to perform the required services.
These parties include:
When we believe it is necessary to comply with applicable law or respond to valid legal process,
including from law enforcement or other government agencies.
When we believe it is necessary to protect us, our business or our users. For example, to enforce
our Terms of Service, prevent spam or other unwanted communications and investigate or protect against
fraud.
When you give us your express consent to do so.
In the event that we, or substantially all of our assets, were acquired, or if we go out of business
or enter bankruptcy, in which case Personal Data would be one of the assets that is transferred to
or acquired by the third party that is acquiring our assets.
To protect personal information from unauthorized access and use, we use security measures that
comply with applicable federal and state laws. These measures may include device safeguards
and secured files and buildings as well as oversight of our third-party providers to ensure personal
information remains confidential and secure. In the event of a data breach, we provide timely
notification, in accordance with applicable laws and regulations.
We seek to protect Personal Data using appropriate technical and organizational measures based
on the type of Personal Data and applicable processing activity, including by:
Unauthorized entry or use, hardware or software failure, and other factors, may compromise the security of user information at any time. Please also note that any information you send to us electronically, while using the Services or otherwise interacting with us, may not be secure while in transit. We recommend that you do not use unsecure channels to send us sensitive or confidential information.
We retain your information for as long as is reasonably necessary for the purposes specified in this Privacy Policy. When determining the length of time to retain information, we consider various criteria, including whether we need the information to continue to administer your account, provide the Services, resolve a dispute, enforce our contractual agreements, prevent harm, promote safety, security and integrity, or protect ourselves, including our rights, property or product.
As noted in the Terms of Service, we do not knowingly collect or solicit Personal Data from anyone under the age of 18. If you are under 18, please do not attempt to register for the Services or send any Personal Data about yourself to us. If we learn that we have collected Personal Data from a child under age 18, we will delete that information as quickly as possible. If you believe that a child under 18 may have provided us Personal Data, please contact us at support@payairo.com
This section applies solely to all visitors, users, and others who reside in the State of California (“consumer” or “you”). We adopt this notice to comply with the California Consumer Privacy Act (the “CCPA”), and any terms defined in the CCPA have the same meaning when used in this section.